Banker vs Player — which has the mathematical edge
| Bet | House Edge | Payout | Verdict |
|---|---|---|---|
| Banker | 1.06% | 0.95:1 | Best |
| Player | 1.24% | 1:1 | OK |
| Tie | 14.36% | 8:1 | Avoid |
Baccarat has one of the lowest house edges in the casino. But the bet you choose makes a big difference.
The banker bet has a 5% commission deducted from wins, but it still has the lowest house edge at 1.06%. This is because the drawing rules slightly favor the banker hand.
The tie bet pays 8:1 which looks attractive, but the house edge is a massive 14.36%. Over 100 tie bets, you'll lose an average of 14 units.
The banker's win rate is 1.24 points higher than the player's, making it the best bet even after the 5% commission.